There is no getting around it: If you want to drive a car in Ontario, you need to have auto insurance. Lying on your insurance application can leave you without coverage. Without it, you could be looking at fines between $5,000 to $50,000, a license suspension or, worse yet, getting into an accident that causes injury or death and being held personally responsible for the costs.
It pays to have auto insurance. It also pays to tell the truth on your insurance application. Ten percent of Ontarian