Thousands of Ontarians are convicted each year of impaired driving, which is the result of operating a vehicle while under the influence of drugs or alcohol. Impaired Driving Penalties If you are found to be driving under the influence, you’ll find yourself dealing with significant repercussions. Under the Criminal Code of Canada, you may face any of the following penalties: License suspension Vehicle impoundment Administrative monetary penalty in addition to the conviction fine Requiremen
All-electric vehicles are becoming increasingly popular among Canadian drivers and for good reason. More people are becoming concerned about climate change and are looking for ways to reduce their carbon footprint. When that is combined with the ongoing improvements in performance and reliability that modern electric vehicles currently present, the prospect of ownership becomes realistic for more people. Are You Considering Purchasing an Electric Vehicle? There are many benefits to owning and d
Automobile insurance is mandatory in Ontario. If you are cited for driving without insurance, you may have your license suspended, your vehicle impounded and, going forward, have trouble finding an insurance company that will insure you for a decent rate. There are many factors that affect your insurance premium. Knowing how your rate is calculated may help you save some money. It is important to note that insurance premiums in Ontario are regulated by the Financial Services Regulatory Authorit
Technology has been a part of our lives for years already, and the automotive industry has no reason to be left behind. What seemed like sci-fi 20 years ago is an everyday reality today. Remote car starters are becoming increasingly popular, even though in some cities they might be regulated by law. There are apps and devices that require a few key combinations or just the click of a button, and the engine of your car starts right away, regardless of how far you are from your vehicle. How
Many of the benefits-related laws apply to fully insured and self-insured health and welfare plans in the same manner. However, there are differences that employer plan sponsors should be aware of when they contemplate changing between the two. This webinar discusses some of the major compliance obligations to consider when a plan goes from fully insured to self-insured (or vice versa). Agenda Self-insured Plan Overview Coverage Mandates ERISA and Plan Funding Other ERISA Considerations COBRA
