In the chaos of day-to-day life, bills can pile up. It’s not that uncommon to forget about a bill payment or feel that end-of-the-month crunch and think about deferring. Choosing to forgo an auto insurance payment, however, is a different ballgame. Unfortunately, missing even a single premium can cause you a lot of problems and missing more than one can really cause things to spiral out of your control. If you are – or think you might be – late with an insurance payment, call your provider imme
Having a driver’s license is extremely useful. Being able to provide your own transportation can give you a sense of freedom. Not only do you get to pick when you go, you can pick where you travel. However, bad driving habits can get in the way of this freedom when you wind up with a suspension or unaffordable insurance. The Importance of Driving School Driving school, also known as driver’s education, is a great way to learn the ins and outs of driving. For licensed drivers, going back to driv
All-Terrain Vehicles (ATVs) and snowmobiles allow you to explore the great outdoors in a thrilling way. However, a significant mistake that most ATV and snowmobiles owners make is assuming their auto insurance or homeowner’s policies cover these recreational vehicles. Without adequate off-road insurance, you will expose yourself to unnecessary personal liability. Snowmobile Insurance If you love riding your snowmobile when the snow falls, you should consider getting a snowmobile insurance. Acci
Snow has been falling across Ontario and this means a return of winter driving conditions. Snow, slush, freezing rain, ice and road salt are all part of winter driving in Ontario. With slippery winter conditions, having the right tire can make a world of difference in staying safe on the road and keeping your insurance rates low. In this article, we discuss pros and cons of winter and all-season tires. All-season tires are low maintenance and you can keep them on year-round for a few years. On
This story was originally published in April, 2017. On April 1st 2019, the Drive Clean Program for light duty passenger vehicles was cut completely by the Ford Government. Ontario Drivers must complete a Drive Clean Emission Test for vehicles seven years old or more. The test must be done every two years before renewing your vehicle’s registration or during a transfer of ownership. The Drive Clean test ensures your vehicle is operating without producing a high level of harmful emissions. While
Whether you are purchasing your first vehicle or adding another car to your fleet, you need auto insurance. A professional insurance broker can help. With so many options, it can be difficult to decide. Fortunately, there’s someone available to help. From answering your questions regarding the best rates, coverage options and the high-risk auto insurance process, you should consider turning to an insurance broker in Ontario. What Is an Auto Insurance Broker? Think of an insurance broker like a
Thousands of Ontarians are convicted each year of impaired driving, which is the result of operating a vehicle while under the influence of drugs or alcohol. Impaired Driving Penalties If you are found to be driving under the influence, you’ll find yourself dealing with significant repercussions. Under the Criminal Code of Canada, you may face any of the following penalties: License suspension Vehicle impoundment Administrative monetary penalty in addition to the conviction fine Requiremen
